Thursday, September 10, 2009

Life, liberty, and the pursuit of happiness

When we were first married, Geoff had this job. It was a pretty good job, but google shut them down which took away about 90% of their business, which caused a massive downsize, wherein Geoff was laid off. The good thing about it was that they were given about six weeks notice and a decent severage. Geoff had a new job lined up before his old one even ended.

Geoff had a coworker, however, who decided to take it easy and claim unemployment. Unemployment is a great program, but this person decided to take advantage of it by skirting by on minimum requirements and purposely staying unemployed. This went on for months until someone turned him in. I share this story as a lead-in for a discussion that I had with my friend on the way home from California. I hope I can put it into words well and that it makes sense and isn't just a buch of jumble.

Now, I believe strongly in the idea of striving for self-suffiency. Geoff and I were pretty lucky with him having a good-paying job in the first couple years of our marriage; it got us off to a great start. We've been very extremely blessed, but we've also worked hard for what we have. We seriously pinched and saved for a long time to be able to put a decent down-payment on our condo. (I will give this credit to Geoff - he was the tough saver, gosh-love-him. I probably would've spent more of it.) We could've taken out a much bigger loan than we did, but we were set on staying within our means. (And it turned out to be a good thing too when he lost that job and I eventually became the one with the full-time job). We've done what we can to get out of debt, such as paying off the cars - and we plan to drive them until they're dead - and avoiding credit card problems. We've sacrificed a lot of time and energy in getting through school, because we know, or at least hope, that it will better enable to us to support ourselves and have the quality of life we want.

Does that mean we don't take advantage of available resources? Heck no. We've used employer tuition-reimbursement, taken out student loans as we needed them, and applied for tribal grants. So although I think self-sufficiency is a goal that everyone who can do, should do, I also think that anyone who truly needs help, be it unemployment, medicaid, food stamps, disability, anything, should definitely be able to recieve it. That's why those things are there, so that people don't have to go without. I certainly hope that when we need help, help will be there. I know that not all people come from the same walk of life, and circumstances vary, and there is a real need for help for many.

Sadly, I think there will always be people who take advantage of government programs - like Geoff's old coworker - but does that mean we shouldn't provide them? Absolutely not. I think so-called "socialist" programs do have their place, and in some situations, there is a need for them. In the case of the health-care reform, it could be a very good thing, it's just necessary that a change as big as that be done right. It needs to be argued over and molded and remolded after taking into consideration all points of view. It's not something that should be done quickly or hastily.

About socialism. People often use socialism and communism in the same sentence, but are they really the same thing? Is it possible to have a capitalistic society with socialist ideals? A capitalist society that still provides for the poor? Because I believe very strongly that capitalism is the best vehicle for growth. My friend cited China, saying that if it's the next world power, then communism can't be bad. I think China's rising power relates to the fact that they've been slowly integrating capitalism into their society. Communism in it's purest intention should be a utopia right? Everyone is equal, no one goes without. But there are several reason why communism fails. (If you want you can google it, I won't go into it here.) Capitalism - competition and the opportunity for gain - are the driving forces behind economic growth, and it serves as a check-and-balance to itself. Laws and regulations imposed by the government are still absolutely necessary, but they should not intend to dictate or control the direction of business.

I've been thinking this over with a real-life situation, and have some questions. Take the mortgage-lenders. There probably should've been a line drawn in the mortgage lending standards - such as don't lend to people who can't repay their loan. But some wanted the poor to be able to afford housing, resulting in the large number of sub-prime mortgages, which as we know, contributed to the meltdown. Now the large companies (even including some that are seperate from the mortgage lenders) are controlled by the government. We are weighing capitalism with socialist ideals, where is the balance? Should we have let our mistake of not regulating the industry correct itself by failing, instead of bailing it out? (Probably not because it would've had huge consequences, and therein lies a conundrum.)

Anyway, all in all, I believe that self-sufficiency, independence, and the prospect of a free market, or the opportunity and the ability to be a self-made man (in my opinion, this is what "the pursuit of happiness" means) were a part of what drove America to be what it is. America was founded on those principles, among others. And those principles were set in place with the idea that we could be free, have the opportunity to prosper, and that our people would not want. I think we do have a responsibility to see to it that our citizens are not for want.

What does that make me. Republican or Democrat? A little of both?

Anyway. Politics and ideals. I'm not an expert in this stuff, which is why I never put it out there, and I may come under fire, but I welcome comments. My conversation with my friend was an eye-opener for me and helped me realize some of my own beliefs, so I'd be happy to read others' comments too.

5 comments:

NaDell said...

I think I agree with you. The programs are there for a reason, and although there are the people who misuse the systems (and make us not like the program), most of them are great as a back-up. It seems like too many people lean on them as more than a back-up, but that's just from my rosy glasses over here. I, luckily, married a guy older than me who only had one year of college left and kept the same job after graduating, with higher pay.
I like hearing your analysis of things. It makes plenty of sense to me. :)

Anonymous said...

Cali, I love your blog. I agree with so many points you make, and sometimes I feel like we are on identical wave lengths. But, I suck at commenting. I'm trying to get better at it. Not because I want comments, but because I want to let others know that even the little things they say get me through my day. Wow, cheesy! But it is SO interesting to hear what you have to say, and it is the deep-thinkers like you that have me addicted to blog reading.
Phew, that felt good to get off my chest! LOL. And I'm so jealous of Alison, she has such a cool older sister!

But back to the topic, I agree pretty much with everything. I too am bothered by people who take advantage of the system. I can't say that people who use assistance are bad, because when Dennis got fired for something he didn't do, we were in the process of buying a house! We quickly moved into his parents house and out of our rented townhome. He ended up getting a job two days later, but they couldn't start him for another month. So we were able to get unemployment for the month, and then he jumped right back into his career. We have never been able to get other assistance like WIC and Baby Your Baby, because we make too much money. But, baby products are so dang expensive that I'm slightly jealous that those who make a little less than we do get free food and diapers. But, at least we can feel "self sufficient."

I agree we should still provide assistance, because there will always be dishonest people, but at least we can help those who do need it, even if it means letting a few scumbags get by.

I too am a little of both Republican and Democrat, as far as I know. I don't know much about politics, but one thing that drives me crazy is that people think you have to be one way or another, and that just because you lean towards democracy, you support things like abortion. Or because you are a republican, you support war. It just bugs! We need more open minded people.

Jax said...

That's some deep @#%$. Ben and I were discussing these concepts just this morning. And I shall leave my comment at that since I *really* don't want to think that hard right now.

JohnnyB said...

Cali
Great discussion and you make excellent points. It's a very tough balance between. If everyone shared your sense of fairness and responsibility, it would work better. I, too, am troubled by the fact the people game the system in social programs. At the same time, people at the top (in politics - both sides - and in large corporations and industries) also cheat and manipulate and do what they can to increase their power and fortunes. In neither case is it everyone. Unfortunately the few at the top can do more damage than the few at the bottom who cheat on wleafre or unemployment.
I can never totally side with my liberal, socialist-leaning friends or with my conservative, right-wing friends> I do know that extremists on both sides scare me.

Cali said...

Thanks for your comments all! I agree with you completely. JohnnyB, you are so right about the people at the top, which is why I think there still absolutely needs to be laws and regulations in place. I was so mad when those people took their bailout money and gave themselves massive bonuses!

Also, just for the record and because I was thinking about it - I want to clarify what I said about self sufficiency. It's easy to think of the massive debt our nation is in right now, from the huge stimulus package that was just passed to the fact that our imports far outweight our exports - we are seen as a consumptive people, and I wouldn't exactly call that "self sufficient." It's probably something that should be looked at and fixed (although I would have no idea how to begin doing it.) But that wasn't what I meant by self-sufficient.

What I meant was that the colonist settlers didn't come over here and wait for the crown to build their houses and send food. They went to work, were industrious, expanded, and eventually broke away and formed their own government. So that's what I meant when saying America was founded on those principles.